Intelligent Insurance for Robots
AI-powered insurance that understands your robots’ live operations.
Get adaptive coverage, dynamically underwritten for the realities of intelligent automation in the field.
Our AI-Powered Insurance Models
Our AI intelligently connects with your robotic systems to deliver precise, adaptive coverage based on how your robots actually operate in the real world.
Traditional Insurance
Can’t Keep Pace With Robotics
As autonomous robots and embodied AI systems become integral to operations, standard insurance often misses the mark.
These intelligent machines, learning and interacting within complex environments, require coverage as dynamic as they are.
Traditional Insurance Gaps:
- Static policies for dynamic, autonomous decision-making.
- Limited grasp of evolving robotic capabilities and learning.
- Inadequate coverage for complex human-robot interactions.
- Slow to adapt to new robotic deployments and use cases.
- Risk assessment without the benefit of live operational insights.
Our Intelligent Insurance Solution:
- Underwriting continuously informed by your robots’ live data.
- Policies that adapt to your robots’ evolving skills and tasks.
- Specialized understanding of real-world interaction risks.
- Coverage designed for phased rollouts and increasing autonomy.
- Actionable risk insights derived from connected operational intelligence.
Insurance for a New Generation of Robots
Designed for businesses deploying autonomous robots and systems in dynamic settings with significant human interaction.
Commercial Real Estate
Intelligent coverage for commercial properties: security robots, AI-assisted cleaning units, interactive concierge systems, and robotic maintenance in smart buildings.
Autonomous Delivery & Logistics
Protect your fleets of autonomous robots for logistics: sidewalk delivery units navigating urban areas, delivery drones, and intelligent AGVs/AMRs transforming warehouse operations.
Hospitality & Service
Adaptive insurance for robots directly interacting with people: robotic hotel assistants, AI-powered restaurant support, smart retail guides, and autonomous systems in healthcare environments.
Janitorial & Cleaning
Coverage for janitorial robots in commercial, industrial, and residential settings. We understand the risks of operating in varied environments, from floor scrubbers in large facilities to specialized sanitation units.
HVAC & Plumbing Maintenance
Specialized insurance for robotic systems performing inspection, maintenance, and repair of HVAC and plumbing infrastructure. Coverage for operations in confined spaces, around critical systems, and potential water/electrical hazards.
Personal & Companion
Insurance for sophisticated personal assistant and companion robots operating in homes and private settings. Addressing risks associated with close human interaction, data privacy, and autonomous navigation in domestic environments.
Join Our Waitlist
Understanding Your Robotics Insurance Needs
Why do I need specialized insurance for my robots? Isn't my general business insurance enough?
Standard business policies often have gaps when it comes to the unique risks posed by robotics. From liabilities arising from autonomous actions to specific cyber threats against connected robots, or even damage to the high-value robots themselves.
RobotsInsurance.net provides coverage tailored to these specific challenges, ensuring you’re not left exposed.
What are the most common risks that specialized robotics insurance can cover?
We address a spectrum of risks including, but not limited to:
- Third-party injury or property damage caused by your robots.
- Product liability if you design, manufacture, or sell robotic systems.
- Damage to or breakdown of your robots (including transit and at various locations).
- Cyber liability for data breaches or operational disruptions due to attacks on your robotic systems.
- Professional liability (Errors & Omissions) if you provide robotics consulting, integration, or software development services.
We're a [startup / SME / large enterprise] in the robotics space. Can you help us?
Absolutely. We cater to robotics businesses of all sizes, from innovative startups pioneering new technologies to established companies deploying large fleets or manufacturing robots at scale.
Our goal is to find the right-fit coverage for your specific operational needs and risk profile.
Is robotics insurance mandatory?
While there isn’t a single “robotics insurance” mandate, many underlying coverages like General Liability and Workers’ Compensation are often legally required.
Furthermore, clients and investors frequently require proof of specific insurance that addresses the risks your robotic operations introduce. Proactively insuring your venture is a critical step in protecting your assets and future.
Getting the Right Coverage with RobotsInsurance.net
What makes RobotsInsurance.net different from a general insurance provider?
Our exclusive focus is on the robotics industry. This specialization means we have a deeper understanding of your technologies, applications, and the evolving risk landscape.
We speak your language and work with insurers who are also knowledgeable about robotics, allowing us to tailor more precise and comprehensive solutions than a generalist typically can.
How do you help me determine the exact coverages and limits my business needs?
We don’t believe in one-size-fits-all. Our process involves understanding your specific operations, the types of robots you use/manufacture, their applications, your contractual obligations, and your risk management practices.
Based on this, we’ll recommend a suite of coverages and appropriate limits to adequately protect your business.
What information will I need to provide to get an accurate quote?
To help us provide the most accurate and competitive quote, you’ll typically need to share details about your business (nature of operations, revenue, number of employees), specifics of your robotic systems (type, number, function, safety features), any existing insurance, and your claims history.
Costs, Claims, and Getting Started
How is the cost (premium) for robotics insurance determined?
Premiums are influenced by factors such as the type, value, and number of robots; their specific application and operating environment (e.g., public spaces vs. controlled factory); your company’s safety protocols and claims history; and the types and limits of coverage you select.
We work diligently to find you comprehensive coverage at competitive rates.
What if I need to make a claim? What's the process?
Should you need to make a claim, we are here to support you.
Your AI agent will outline the specific steps, and our team will provide guidance and assistance to ensure the process is as smooth and efficient as possible, minimizing disruption to your business.
My robotics venture is brand new. Can you still help me get insured?
Yes, definitely! We understand the unique challenges and insurance needs of early-stage robotics companies.
We can help you put foundational coverages in place and adapt your insurance program as your business grows and evolves.